Ohio 2020 Health insurance Open Enrollment
The Open enrollment period for 2020 is here for Ohio. Picking your individual or family health insurance for the next year can seem stressful but it does not have to be. Everyone wants to make sure they get the best coverage for the least amount of money. People have unique needs and they want to make sure they pick a plan that works for them or their family. Health Care Market Exchange is Ohio’s premier website to compare all medical plans side by side. There are over 200 licensed agents who are available to answer any questions and help you enroll. As you think about what coverage you want, here is a guide that can help you.
People get health insurance plans for a variety of reasons. Here are some of the basics that health insurance plans will provide coverage for:
- Covering wellness visits
- Covering lab work to make sure everything is ok with you
- Covering sick visits to the doctors
- Covering sick visits to the Emergency room or urgent care centers
- Covering illness or injury that results in hospitalizations
- Covering basic medical procedures, surgeries etc.
The open enrollment period in Ohio is from November 1, 2019 through December 15, 2019. You can sign up for a healthcare policy today and be covered as early as tomorrow. If you missed the open enrollment period this year, you would have to wait until next year to pick your health insurance plan unless you have a qualifying event such as getting married, getting a new job or having a child.
New for 2020 Medical Insurance
This year, it is not legally required to have health insurance and you will not incur a tax penalty. However, it is in your best interest to get at least a basic health insurance policy. Medical costs and prescriptions costs are at an all-time high and you never know when something unexpected can happen. Having health insurance gives you peace of mind in knowing that you or your loved ones are properly covered for.
Why Having Health Insurance in Ohio is Extremely Important
The unexpected can happen at any time. Being healthy last year does not mean that unforeseen sickness or injury will not happen to you or your loved ones this upcoming year. Getting insurance is among the best decisions you can make because it essentially pays for itself. Wellness visits, which are usually covered by health plans save you money through prevention of future chronic illness. Roughly 2 out of 3 bankruptcies in America are caused by not being able to pay expensive medical bills.
Deciding on the Right Ohio Health Insurance Policy for 2020
Health insurance plans in Ohio are classified by their coverage levels and are also known as metal tiers – Platinum, Gold, Silver and Bronze. Platinum plans have the highest premiums but provide more coverage. Bronze plans have the lowest premiums and offer less coverage.
As you think about preparing for open enrollment, you need to review your current coverage and see what changes you would like to be made to next year’s health insurance. You also need to think about how much you want to spend on your health insurance for next year. Health Care Market Exchange has over 200 plans which cover different price points so you can find one that best meets your needs and fits your budget.
Call us at to go over what all available health plans with a licensed health insurance representative. It is essential to have at least basic coverage to protect yourself from financial hardship due to an unforeseen illness or accident.
Compare All Medical Insurance Plans from Health Care Market Exchange
Here at Health Care Market Exchange, we want every customer to be 100% satisfied and customer service is our primary goal. We want to make this process as easy as possible for you to help you choose the best plan for your budget and coverage needs. We have highly trained and friendly staff who can help you make the right decision for you and your family. We have been in business for decades. We are recognized as the Official Ohio Healthcare Registration Center. Make sure you call us before open enrollment ends to get covered for 2020. We partner with the most reputable providers in the state and want you to sleep well knowing you are protected with a sufficient plan for your medical needs.
Call us today at (888) 873-9003 to compare all available plans and get coverage as early as tomorrow.